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The wiki script ignores single returns. If you wish to create a <span class="plainlinks">[http://www.mycaal.com/ <span style="color:blackwhite;font-weight:normal; text-decoration:none!important; background:none!important; text-decoration:none;">loan modification</span>] new paragraph you need to hit return twice to leave one blank line. If you want to list something directly underneather another line of text then you need to use <nowiki><br></nowiki>