Revision as of 23:22, 7 January 2009

Among the most fun equipment to outfit your character with are items with bonuses to Magic Find. Magic Find gear makes the items that drop more likely to be higher quality, and for most players, loading up on "MF" and going item hunting is their ultimate goal in Diablo II

Magic Find Equipment

You can get MF on most every type of item in the game. Gloves or Boots or jewelry with +10% or 15% or 30% won't make a real noticeable difference on their own, but as you accumulate more and more items with these bonuses, you'll start to notice that you find more Rares, Uniques, Set Items, etc.

The easiest way to add it is by socketing perfect topazes into Armor or Helm. Getting a hold of 4 socket armor and a 3 socket helm shouldn't be too hard, and that's 168% right there.

There is no cap on magic find, but there are diminishing returns as of v1.09, see the table below for the actual stats. You'll start to notice improvements at around 100% Magic Find, and by 200-300% it will start to get very addictive.

Characters who can kill with their skills, especially Sorcs, are the best at going to a very high Magic Find, since they don't need equipment for their offense. Barbarians are very good also, since they get huge hit points and resistance bonuses form their skills and stats, so need less good equipment to survive, and can dual wield Gulls or Ali Babas for a huge MF bonus from the weapon slots.

It can be a lot of fun to load up all your best +MF stuff and do item runs on normal or Nightmare where you don't really need much good gear to survive. Killing the bosses, Mephisto, Diablo, and Baal are the best drops and they can can all be reached pretty quickly, especially Meph. You won't get the best stuff, Elite set or unique items on Nightmare (some of the lowest elite item types can drop from Baal or Diablo, but your odds aren't good) but there are lots of very good Exceptional items that can be found there.

For obvious reasons, Hardcore characters have to be more careful about going all out on +MF stuff. Usually resistances drop very low when switching to the magic find equipment, and one Lightning Enchanted boss that you would normally tear right through can be suddenly deadly if your Lightning Resistance is -22%, rather than your normal 65%. For example.

Magic Find Percentages

Magic Find doesn't boost your odds of finding everything equally. It did in earlier versions of D2X, but as players realized the power of the modifier and began to specialize in it, Blizzard made some changes to scale back the effectiveness of the property. It's still quite useful, even at lower amounts, but thanks to the diminishing returns of magic find it's not all that beneficial to specialize entirely in MF.

• A more detailed table can be found here.

The actual % that is applied towards finding each type of item. Magical is full, Rare/Set/Uniques are less.

How much you want to wear should be based largely on these percentages. More always helps for magical items, so if you have 1000% MF virtually every monster will drop a magical item. Want normal items or socketed items? Not so much.

If you can get to 250-350% that's really all you need, in terms of finding Sets and Uniques at an increased rate. More after that generally doesn't make enough of a difference to be worth the equipment sacrifices, especially if you are playing Hardcore.

In addition to this, many monsters have unequal odds to drop the various qualities of items. Act Bosses have better odds to drop Uniques than anything else does, SuperUniques drop more uniques than random bosses, and so on.

Magic Find FAQ

What exactly does +MF do?

Basically, Magic Find makes more of the items that drop be magical or better (Rare/Set/Unique). If you have 100% +MF, if an item dropped normally had a 10% chance to be magical, it will now have a 20% chance. You won't get more items dropping, but the ones that do drop will be better items. More players in a game = more item drops, so you want to try and combine the +MF with a big MP game for the best results.

For a hypothetical example, say normally out of 100 item drops, you would get 20 magic, 2 rare, 2 set, and 1 unique. With 100% +MF you'd expect 40 magic, 4 Rare, 4 Set, and 2 Uniques. It's never exactly like this, but that's about how much it should increase.

What are the "Magic Items" that this finds more of?

MF doesn't make more items drop, nor does it make Elite or Exceptional items drop more often. Magic Find merely increases the chances that an item, when dropped, will be "high quality". Unique, Set, Rare, etc. With Magic Find, normal items will more often be magical or better, and items that are always at least magical (jewelry, charms, jewels, etc) more often be higher quality.

What things doesn't MF help with?

Magic Find helps you get more magical, set, rare, and unique items.

Magic Find % does not make:

• More total items drop.

• Higher level items drop.

• More of a particular type of item (such as rings/amulets) drop.

• More Exceptional or Elite Items drop. More of the ones that do drop will be magical or better, though.

• More Charms drop.

• More Jewels drop. It does make more of the Jewels that do drop be Rare, instead of magical.

• The rarer Unique rings and amulets drop. It does increase the chances of a ring/amulet being better than magical though.

• More or less Runes drop. MF has no effect either way.

• MF is not factored into any item creation other than item drops. It does not get checked when NPC items are created, when you gamble, when you upgrade items in the Horadric Cube, etc.

What are "High Quality" items?

"High Quality" refers to Unique, Set, or Rare items. The sorts of things that Magic Find enables you to find more of. It does not refer to item type, since Magic Find has no effect on if a monster drops a short bow or a hydra bow.

Since Magic Find has diminishing returns, is 110% the best?

No, the more MF you have the better, always, in terms of getting higher quality items. 1000% will find more Uniques, over time, than 900%, and far far more than 300% or 200%. The balance comes in how long it takes you. If you can do an item finding run in 10 minutes with 1000% MF, and the same run in 3 minutes with 500% MF, it's probably better to go faster, since you could do the same run 3x, which would be better odds for good equipment over all.

What order are items checked to drop?

The game first determines what type of item will be dropped; Magic Find has no effect on this. Once the item is determined, your MF is checked in determining if the item is Unique, Rare, etc. The game rolls for Unique first, then Set, Rare, Magical, and normal. This is why more MF is always better, since it boosts your odds of Unique, Set, and Rare. Since SuperUniques, bosses, and Act Bosses always drop at least magical items, (and have much better odds of dropping higher quality items than normal monsters do) MF there will make a big difference.

If the game rolls a Unique, and there is no Unique of that item type you will get a Rare item with 3x normal durability. If the game rolls a set and there is no set of that item type, you will get a magical item with 3x the normal durability.

If you are tracking how many Uniques and Sets you get from item runs, you must note the durability of all Rare and Magical items to have an accurate total.

• See the Item Generation Tutorial for complete information on how items are generated in Diablo II.

When is MF calculated?

The MF on the character getting the kill, at the instant the monster dies, is what's checked. This means you can fire an arrow or cast a spell, then switch to bigger MF weapon/shield, and get the MF bonus from it. For example an Assassin or Sorceress can cast traps or spells with +skills weapons, then quickly switch to a Gull/Rhyme and get the bigger MF from that when the monster actually dies. This even works with arrows, you can fire Guided Arrows with your Buriza, and switch weapons to a sword/shield before the arrow hits the target, and get the MF credit as long as you switch in time.

Does more MF help find more Charms and Jewels?

No, this is a common misconception. Magic find will help you get more rare and unique jewels, and unique charms but since charms and jewels are always at least magical, magic find does nothing to increase their overall probability. Just the quality of the ones that do drop.

How much Magic Find do I need?

There is no answer to this, but the more you have the better. Noticeably better results start around 80-100%, you'll really start to like it by 200-300%. By 500% or more virtually everything that drops is magical. Since v1.09 introduced diminishing returns, it's not especially useful to get higher than 350% or so, in terms of finding more Uniques and Sets, but the higher the better for normal play.

The main issue to consider is your killing speed, compared with the diminishing returns (see the table up this page a bit). Going from 500% to 1000% MF only increases your Uniques MF from 253% to 295%, which is just a 42% improvement. If your killing speed drops 50% due to lesser equipment when you go from 500% to 1000%, you'd be better off doing twice as many runs at 500%, since with so many more items found your odds of something good would be much higher.

The main reason you want really high MF is to counter the "what if" factor. If you're playing with 400% MF and could be at 700% but slower, and you find a rare Hydra Bow, or Rare Shako, you'll probably bang your head into the keyboard, thinking "what if". Tell yourself that in the long run your 400% and faster killing will pay off, and that the item would probably have been a Rare anyway. Then bang your head a few more times.

What are the drawbacks of high Magic Find?

The most obvious is the equipment trade off. You'll lose many +skills, but the biggest changes are generally resistances and defense, and killing power if you are doing an MF weapon and aren't a Sorceress. The Hardcore character has to carefully evaluate their equipment changes, since death is a bad thing.

You'll find very few normal items with very high magic find. So if you want items to Imbue, or socketed items, you'll want to go easy on the Magic Find.

Does Magic Find help with Runes?

No, it doesn't get more Runes to drop or higher quality ones to drop. It doesn't hurt your chances either though. Some have speculated that more +MF means more magical drops, and thus fewer Runes and Gems, but that's not the case.

A more detailed explanation of how Runes are dropped might help:

All items in the game are listed in "Treasure Classes" for the purposes of determining which monsters can drop them, and what the odds are of them being dropped. There are lots of these Treasure Classes, 29 each for Armor and Weapons, as well as lots of others for other items, such as potions, scrolls, runes, etc. Each Weapon and Armor "TC" has 8 or 10 item types in it, all items with similar item levels. For example, Weapons 84 (the second highest) has these items in it: Champion axe, Cryptic sword, Demon xbow, Fanged knife, Ghost spear, Great poleaxe, Legendary mallet, Shillelagh, and Vortex orb. If you kill a monster that can drop from Weapons 84, the game will check to see if it does (it usually fails, and drops to a lower TC, which is why high level Elite items are so scarce) and if so will pick one item from the TC. Once the item type is picked, the game then checks to see if the item will be normal, socketed, magical, set, etc. This is where your MF comes in.

Runes are in different Treasure Classes than items, and so are Charms, Jewels, Gems, etc. So Magic Find doesn't have any effect on which TC is picked, just on the magical type of item that's dropped once the item to be dropped is selected. If the game picks a Rune to drop, it'll drop it, and your MF doesn't make that more or less likely, or up the chances of a higher or lower level Rune.

Does Magic Find work for the whole party?

No, the +MF is calculated just for the character who gets the final hit in. So if you are playing with a friend and one of you has 300% MF and the other has none, be sure the one with the +MF gets the final hit in, especially on Bosses.

Does Magic Find work with Mercs or Minions?

Not for things you kill, the Merc's gear has no benefit to your +MF. However for things that the Merc kills, the drop is calculated for their MF + your MF. So if you both have on 4 socket armor with perfect topazes, things you kill will have 96% +MF, but things the merc kills will calculate at +192%. Dress your Merc up with 4-topaz armor and 3-topaz helm and try to let them get the final hit, and it might be worth it.

MF does work with minions, they don't have any MF of their own, but they use yours to calculate the drop. This has been fixed from CD2, where Necromancers had it rough, since their MF wasn't checked on kills made by their minions (including monsters killing themselves with IM on).

Does +MF help finding Exceptional and Elite items?

No, but when an Excep or Elite does drop, the odds of it being magical or better are increased by your +MF.

Does 100% +MF mean every item dropped is Magical?

No, it means you'll get twice as many magical and better items dropping as you would normally. If a monster had a 1% chance to drop a magical item, it would now have a 2% chance.

Does Magic Find work on bosse's?

Oh yes. It doesn't increase the number of items they drop, and their drops are already magical or better, so the +MF increases the odds that they'll drop better than magical stuff. Rather than normally getting 5 or 6 magical items from an Act Boss, with good MF you'll expect a couple of Rares, and maybe a Set or Unique as well.

Does Magic Find work with Poison?

Yes, deaths from poison over time calculate with MF now, as do merc kills, spell kills, etc. In D2C it did not, but this was fixed in v1.08.

Do more players in a game help?

Yes, since more players in a game = more items dropping. And each item that drops is modified by your +MF. You want to try and combine the +MF with a big MP game for the best results.

Bosses are the exception, they drop one magical or better item every time, whether there are 8 players or just you in the game. Same with SuperUniques, they always drop 2 items and 4 potions, though one or both of the items can be non-magical items, such as runes or gems. Act Bosses get a small bonus to the total number of items they drop, since their "no drop" selection is lowered by more players in the game.

Does Magic Find work on Chests?

Yes, in the Expansion and v1.08 Diablo II it works on everything, including chests, corpses to click, barrels, Evil Urns, hidden stashes, etc.

Does Magic Find work with the Barb's Find Item Skill?

Yes, it does in v1.08 D2/D2X and later. It did not in Diablo II previous to this version. This is a very good skill to use with your Barb, especially on bosses and super Uniques, which can do a full bonus drop with just one click. Just one point in Find Item is usually enough, since most Barbs have weapon switch items with +warcries on them (Echoing Swords, for example) as well as some +skills stuff, and can get Slvl 7 or 8 Find Item from that.

Some monsters don't leave a corpse that can be worked on, including all of the Act Bosses, some Super Uniques, and monsters that die frozen, but 95% or more of dead monsters can be "Horked", as it's called, for the sound the skill makes. You can Hork Fire Enchanted monsters as well, even though they blow up messily upon death.

Does Magic Find help with Gambling?

No, it has no effect on Gambling or the items you are offered by NPCs. (Well, more +MF you'll have more stuff to sell and thus more gold, so it helps with Gambling that way. ;)

I've heard 149% is better than 150%?

Not any more. After v1.08 the find item values are smoothed out to be much more uniform. Previously to this there was a rounding issue, and up to 149 was mostly a steady increase, but at 150% you suddenly would never find any normal items (just magical) and had a slightly lower chance to find Exceptional Rares. This persisted until 190% or more, when your chance for Exceptional Rares climbed higher than it was at 149%.

This has now been fixed.

Does Magic Find work in v1.07 D2X?

No, it's quite screwed up there, and was during most of the beta also. V1.08 fixes the problems. You'll need to patch to at least v1.07 when you first get the Expansion to have Magic Find work at all.

Can I find only Sets and Uniques and Rares if I get my MF high enough?

No. Some time ago in Diablo II it was possible to get only Sets and Uniques with high enough Magic Find, but this has been fixed now. In addition the whole item dropping system is totally redone for the Expansion, and Hell monsters can drop normal items, socketed items, low quality items, etc. Not just superior or magic as in Diablo II pre v1.07.

Does MF work in single player?

Yes, it works just the same on and off the Realms.

Does MF have any effect when creating items in the Horadric Cube?

No, it only factors in to item drops by monsters and chests. See this section for more details.

Item Finding Strategy

While it's good to have all the +MF you can any time, generally you'll be limited in how much you can use in difficult areas, especially with a Hardcore character. Equip items with an MF bonus in your weapon switch and change over to them for the last shot on a boss; only what you're wearing when the monster dies is factored into the item drop equation.

It can also be helpful to wear high MF gear on a powerful character while doing easier areas, when you're sure you'll survive and kill quickly. You won't find the highest top end equipment that way, but it can be a great way to stock up on quality stuff for lower level characters.

Best Places to Item Hunt

Check this Magic Find Strategy Guide, it goes into much more detail on all aspects of this.

While playing just anywhere will get you more nice drops, you want to concentrate on bosses and SuperUniques to really up your chances of Uniques/Sets/Rares. Levels with lots of random bosses are good, and places where they aren't are bad. The very popular (since they are so easy) Act Five areas the Bloody Foothills and Halls of Valor are easy even in your +MF gear (beware the one Evil Urn in the Halls of Valor), but are terrible for item finding, since there aren't any bosses there, other than Dac and Shenk in the Bloody Foothills.

However the best thing to do to find items is to kill Act Bosses. Mephisto is the quickest to reach and relatively easy to kill one on one, so he's the most popular item run spot. Andariel can be good but her drops are very inconsistent. Duriel is slow to reach and usually drops very poorly. Diablo is hard to reach and hard to kill, but can drop better than Meph. Baal is the second most popular boss to run, but he takes much longer than Meph and can only drop a few things Meph can't.

Many players do the easy areas over and over again to level up, never doing any of the more difficulty areas of Act Five other than one time to finish the Quests. Then they take their higher level character and do Meph runs to find their items. This way of playing tends to get pretty boring over time, but it's very easy and is effective.

Highest Possible Magic Find

Mercs MF counts for things they kill, and adds to your own. So if you have 300% and your merc has 200%, for merc kills you'll have 500% effective MF. Your kills will just be your MF though, so there's no point in putting MF on your merc unless you let them kill things.

A Merc's maximum MF is: The Act Three Mercs can have the highest MF. Six socketed sword (180%), shield (75%), helm (110%), and armor (147%) on an Act Three Merc for another 512% at most, and for things the Merc killed that would add to your total. Act Three mercs can't get enough strength to equip 4-socket shields (156 Str Monarch is the lightest) without adding Str from other equipment. So while 100% from 4 Ists in a shield is possible, they can't equip that with the other max MF stuff.

A more realistic and easily-obtained total for a Merc is a 168%. This is just a 4topaz armor and 3topaz helm, with their normal weapon.

These items are basically impossible to get a hold of, especially the quantity of Ist Runes (#24) needed, but it's a dream list. Don't even consider putting an Ist into Helm or Armor. Perfect Topazes are far far more common, and only 1% less than an Ist. If you get an Ist, save it for a Shield or weapon, or RuneWords, where there is no other way to add MF other than jewels, which add 15% at most.

Helm (110%) - All figures with a socketed item use Ist for 25%. Substitute a perfect topaz at 24% in all cases for actual use, you'll never have so many Ist that you use one for just 1% more MF, when Ist are so valuable to trade and are the only way to add MF to shields or weapons. MF Jewels are much harder to find than perfect topaz, and add less, so they aren't options for headgear.

• 110%: Magical Artisan's/Jeweler's Tiara of Luck (3 sockets + 26-35%)
• 100%: Magical Fortuitous Circlet of Luck (50%) + 2 sockets.
• 90%: [[Immortal_King]|Immortal King's Helm]] (20-40%, Barb only) + 2 sockets. (Item has sockets inherently.)
• 80%: Griswold's Valor (20-30%) + two sockets. (Item has sockets inherently.)
• 75%: Harlequin Crest (50%), or Tarnhelm (25-50%), or Stealskull (30-50%) + 1 socket.
• 75%: 3 Socketed Helm with 3 Perfect Topaz or Ist Runes. You can use a plain helm with 3 sockets and possibly bonus skills for a Druid or Barbarian. Another option is to find a magical one, "Artisan's" is a prefix that gives 3 sockets, but no +MF suffixes are found on normal helms. However if you can find an Artisan's with a nice suffix (of the whale?) it would be 3 sockets with a big suffix bonus. Also, the "Jeweler's" affix adds up to 4 sockets, but helms have a maximum of 3, so it leads to 3 sockets as well.

Armor (148%) - All figures with socketed armor use an Ist Rune for 25% for the maximum possible value. Substitute a perfect topaz at 24% in all cases for actual use, you'll never have so many Ist that you use one for just 1% more MF, when Ist are so valuable to trade and are the only way to add MF to shields or weapons. MF Jewels are much harder to find than perfect topaz, and add less, so they aren't options for armor.

• 148%: Skullder's Ire (52-123%, 1.25% per Clvl, 42 minimum) +1 socket, at Clvl 99. 147% for Mercs, since they max at lvl 98.
• 113%: Tal Rasha's Guardianship (88%) +1 socket. The best bonuses of any MF armor (see also the passage about Tal's belt for further details), but extremely hard to find.
• 100%: Wealth Rune Word Armor (Beats 4[s] armor due to other bonuses, mainly 300% gold.)
• 100%-96%: Four-socketed Armor with 4 Ist Runes or perfect Topazes. The best possible would be a Jeweler's Armor of the ________. Four sockets, and pick a suffix, such as whale.

Weapon (180% x 2) - Barbarians can dual wield, so count this twice in that case. Ist and jewels are the only ways to add MF to a weapon with sockets.

Ist is 30% in weapons, the best possible jewel is 17%, both are very hard to find. In most cases you'll be able to find 10% or so MF jewels, and it's generally better to just use one of these rather than wait forever hoping to find an Ist, unless you are going to trade for it, or play a lot in hell.

The Blade of Ali Baba and the Gull aren't useful to kill with, unless you are using skills (like a Sorceress or Necromancer) since they don't do enough damage, other than saving them for just the last hit or two. A Barbarian can dual wield with a big damage sword or blunt, using just their normal weapon until the boss is almost dead, then running away to quickly switch to dual wield. Big MF weapons are nice to have for a Barb on the weapon switch also, for better luck when using Find Item.

• 180%: Six-Socketed Weapon with 6 Ist Runes. Crystal swords can have 6 sockets, and low reqs to equip.
• 159%: Blade of Ali Baba (99%, 1% MF per Clvl) item comes with two sockets.
• 130%: Gull (100%) + 1 Socket.
• 102%: Six-Socketed Weapon with 6 Emerald of Prosperity Jewels (17%) is the best possible without any Ist Runes.
• 90%: Langer Briser (30-60%) + 1 socket. The best MF with a bow/xbow that doesn't require 6 Ist or MF jewels. (Best used as a weapon switch, to get the killing shot after doing most of the damage with your main bow.)
• 80%: The Oculus (50%) + 1 socket. This is probably the best Sorceress Orb in the game, so kill the fastest and MF as well.

Shield (100%) - As with other items, Ist Runes are the best, and give 25% MF in shields, but you'll have better luck finding MF jewels. Rhyme is the easiest way to add MF on a shield, and the runes in it are much easier to find than an Ist. The socketed shields are reasonable mix and match, you could put 2 perfect diamonds and 2 Ist into a 4 socket shield, for example, and get good resistance (especially with a Paladin shield that had resistance inherently), while still having 50% MF.

• 100%: Four-Socket Shield with 4 Ist Runes. (Paladin shields all have up to four sockets, other characters will need a lot of Strength to use the Elite Kite, Tower, or Gothic shields, which can have four sockets also.)
• 75%: 3 Socket Shield with 3 Ist Runes.
• 45%: Milabrega's Orb (20%) + 1 socket.
• 25%: Rhyme Rune Word Shield.

Belts (30%)

• 30%: Goldwrap, Unique Heavy Belt.
• 10-15%: Tal Rasha's Fine-Spun Cloth. Other items from the set are useful here, since when wearing any three items from the set you get a 65% MF bonus. That on top of the 88% on the armor with one other item can beat out some other item combos, with nice bonuses too. Since only the belt and armor have MF on them, you are wasting either helm, orb, or amulet with 0% MF to do this (though you can socket the helm).

Boots (50%)

• 50%: War Traveler (30-50%) Unique Battle Boots.
• 35%: Magic Boots of Luck
• 34%: Magic Find Rare Boots (No longer possible, only on boots created pre v1.08.)

Gloves (40%)

• 40%: Chance Guards, Unique Chain Gloves. These are very nice for getting rich, with the MF and also 200% more gold.
• 34%: Rare Magic Find Gloves (No longer possible, only from pre-v1.08 gloves.)
• 25%: Magic/Rare Gloves

Amulets (50%)

• 50%: Magic Fortuitous Amulet of Luck
• 48%: Rare Amulet (No longer possible, only from pre v1.08.)
• 40%: Rare Amulet, with good other bonuses this would be the best all around.
• 78%: Tancred's Weird, with any other 1 item from the set (weapon, armor, helm, boots) the amulet gets a 78% MF bonus. This isn't better than the best possible amulet with the best possible other item of those types, but two items from Tancred's Set is an option. Consider your other equipment options carefully, but keep an eye out for this item and set. The Amulet and boots would give 78%, compared to 75% maximum possible with a v1.09 Rare amulet and Rare boots. You can beat that with older items or unique boots, but those are hard to come by.

Ring (40%) - Feel free to wear two of these.

• 40%: Fortuitous Ring of Luck.
• 32%: Rare Rings (No longer possible, only from v1.08 rings.)
• 30%: Naglering (15-30%).
• 25%: Rare Rings.

Charms (280%)

• 40%: Gheed's Fortune (20-40%)
• 7%: Small Charms. Equip up to 40 of them, but you'd be unable to pick anything up. 36 (252%) you would have room for a Cube to put things into. 35 (245%) for a cube and keys for locked chests. 30 (210%) for a Cube and space for one 3x2 item. If you are going this into +MF, probably easier to have a friend play and pick stuff up for both of you while you kill. It's better to have a 5% mf charm with hps or resistance, etc than a 7% with no other bonus, in most cases.

Maximum possible Magic Find

As of v1.09:

• 180% Weapon
• + 180% Weapon
• + 148% Armor
• + 80% Helm
• + 30% Belt
• + 50% Boots
• + 40% Gloves
• + 40% Ring
• + 40% Ring
• + 50% Amulet
• + 280% Charms = 1118%.

This is Barbarian only, due to the dual wielding weapons. The best for any other character must substitute a 100% shield for the 180% weapon, so 80% less and a total of 1038%. When/if Constricting Rings are ever enabled by Blizzard, you could add 60% per ring for 120% more possible MF or 1238% at most.

In v1.11, with new uniques and charms:

• 180% Weapon (6 Ist Runes)
• + 180% Weapon
• + 148% Armor (Skullder's with an Ist on a Clvl 99)
• + 110% Helm (Artificer's Tiara of Luck with 3 Ist Runes)
• + 30% Belt (Goldwrap)
• + 50% Boots (War Traveler)
• + 40% Gloves (Chance Guards)
• + 40% Ring (Magical)
• + 40% Ring (Magical)
• + 50% Amulet (Magical)
• + 299% Charms (37 7% MF, 1 40% Gheed's Fortune)
• Total = 1167% Magic Find.

Realistic Magic Find Gear

An easily-obtained, low-level MF set up. This doesn't assume any maximum possible values, these are amounts on Rares you can expect to gamble with other good mods, and doesn't require any Ist Runes, and no very hard to find Uniques or Set Items.

• 100% Armor (Wealth) or 96% 4T Armor
• + 72% Helm (3T or good Tarnhelm + Topaz)
• + 30% Belt (Goldwrap)
• + 15% Ring (Rare with good mods, just one ring counted)
• + 15% Amulet (Rare)
• + 20% Boots (Rare)
• + 30% Gloves (Chance Guards)
• + 19% Charms
• Total = 300%

This can be done with just 3 or 4 small Charms, or a couple and 10% Grand, etc. Note that nothing is counted from weapon or shield, since most characters have those all for damage and resistance. Rhyme (25% MF) is a nice shield if you are using a one-handed weapon, and with this set up you can be still nearly full killing power, with good resistances and hit points, etc. You can easily add 10% or more per item with slightly better Rares, so do your own math. Around 300% is a nice number, due to the steep diminishing returns you get as you move up past 200%, though the increase is still good up to 500% or so.